Qapital

Finance

Android

Qapital is a FREE application that allows you to set aside money from your bank into different saving accounts. Think of it like an electronic "envelope system". You can create as many envelopes you want (bills, college fund, clothing budget, vacation, etc.). The cool part is seeing up the rules for how money goes into each one! You can choose as many rules for each account as you would like

Some of the rules are typical monthly, weekly, or daily transfers, while others are more unique. You can choose to send a certain percentage of your pay check or any deposit you make. There is an awesome "round up rule" that allows you too round up every purchase you make to the nearest however many dollars. You can do the 52 week challenge. They even have "if this, then this" rules (for example, if the temperature is over 70, then save x dollars).