Chime Banking

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iOS

Chime is a new kind of bank account that lets you manage your finances entirely from your smartphone! The best part? We help you avoid fees and save money without thinking about it. When you sign up, you get a Chime Visa Debit Card, an FDIC-insured Spending Account, and a Savings Account that helps you save money, automatically. Chime has created a new approach to banking that doesn't rely on fees, doesn't profit from your misfortune or mistakes, and offers a powerful app to keep you in control.

Make the Switch

When you switch to banking with Chime, we’ll help you stay in control and put your savings on autopilot:

• Step 1 / Open Your Account: Download the app, sign up, and enroll in Automatic Savings. We’ll send you a Chime card within two weeks.


• Step 2 / Fund Your Account: Set up direct deposit with your employer to have funds deposited to your Chime account every payday. You can also connect other accounts and transfer funds from your existing bank account for free.


• Step 3 / Update Bill Payments: Activate your card when it arrives, add it to Apple Pay, and set up recurring bill payments with your Chime card number or with your Chime account and routing numbers.

Save Automatically

• Enroll in Save When I Spend, and every time you use your Chime card to pay a bill or make a purchase we’ll round up the transaction to the nearest dollar and transfer the round up from your Spending Account to your Savings Account.


• You can also enroll in Save When I Get Paid in one easy step. You’ll automatically save 10% of every paycheck to grow your savings even faster.

Say Goodbye to Unnecessary Fees

• No minimums or monthly fees, no overdraft, and no surprises.


• ATMs are fee-free at over 24,000 MoneyPass® locations.

Manage All of Your Expenses with Chime

• Your spending account comes with a debit card that can be used anywhere Visa debit cards are accepted.

• Pay bills using your Chime card number, by providing your routing & account number to the payee, or by mailing a check from the app.

• Link a bank account to deposit funds from your existing bank account for free, or to transfer funds between accounts.

• Use Pay Friends to instantly send money to other Chime members.

Stay In Control & On Top of Your Finances

• Enjoy peace of mind with security you can trust. Deposits are FDIC insured to at least $250,000 through our partner bank, The Bancorp Bank; Member FDIC. 


• Real-time notifications to help you stay on track and in control of your spending with alerts that tell you the moment your card is used to make a purchase. 


• If your Chime card is ever lost or stolen, you can temporarily block it from the app or website.


• Need help? Visit our Help Center to find answers to frequently asked questions and contact Member Services through the app.
Many more exciting features are on the way!

For more information please visit www.chimebank.com.

Note: Continued use of GPS running in the background can dramatically decrease battery life.

Banking Services provided by The Bancorp Bank, Member FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.