Moneybox

Finance

Android iOS

Round up your card purchases to the nearest pound and invest the spare change into thousands of companies such as Facebook and Netflix via three tracker funds. Sign up in minutes and get started with as little as £1.

Winner of The Techies FinTech Innovator of the Year 2017. We won this award for creating an app which helps to make major improvements to existing financial processes using technology, significantly improving the way people manage their finances.

Featured by BBC, TechCrunch, The Times, ITV, The Daily Mail, The Financial Times, The Telegraph, The Evening Standard, This is Money.

Make saving part of your everyday life

• Moneybox helps you to save as you spend by rounding up your everyday card purchases to the nearest pound e.g. when you buy a coffee for £2.40, you can choose to ‘round up’ to £3 and set aside the 60p to invest.
• You can also set up a regular Weekly deposit, a Payday boost and make One-off deposits into your Moneybox.

Investing made easy

• Investing can be a great way to grow your money, and can offer higher returns in the long term than current or savings accounts. 
• We've worked with experts to put together three simple starting options – cautious, balanced and adventurous. All you need to do is pick one!
• The option you choose determines how your savings are split between three tracker funds – a cash fund, a global shares fund and a property shares fund. Via these funds, you can invest into thousands of leading companies from around the world including Facebook, Netflix and Disney. 
• Your investments are held within a Lifetime ISA, Stocks & Shares ISA or General Investment Account (GIA).

It is important to bear in mind that there is risk involved in investing. The value of your investments will rise and fall at times and you could get back less than you invest. Please note a 25% government early withdrawal charge may apply to the Lifetime ISA.

Stay informed and up to date

• In the Discover tab, you’ll find analysis of your savings, featured stories and even a time machine to help you journey into the future…

Affordable for everyone

• Our fees are structured to make it possible for you to invest little and often.
• We charge a monthly subscription fee of £1 and an annual platform fee of 0.45% of the value of your investments per year. To help you get started, we do not charge the subscription fee for the first three months.

Peace of mind

• Moneybox is authorised and regulated by the Financial Conduct Authority with reference number 712935.
• Your investments are covered by the UK government’s Financial Services Compensation Scheme in the unlikely event that a fund provider is declared bankrupt.
• We use bank level 256-bit TLS encryption for all your personal information.