Chris Hotze shares in his book the advice he received from his father along with practical real-world applications you can become financially independent. He also helps you understand that strictly relying on the stock market investments, 401Ks and bank accounts in your retirement may not protect you in a way you would want them too. He shows you how to protect your money and have control over it by establishing revenue streams from real-estate assets. The most profound advice I found from his dad was Paper dollars will become less valuable over time and hard assets will ultimately appreciate. The QR codes at the end of each chapter allow you to further investigate topics you want more information about for example of This Economic Downtown.
You would be surprised to learn that this book even with its business concept is written in a way that anyone can read and learn from these concepts. Chris Hotze writes in a way that regardless of your education you can receive useful and correct information for you to start your own Mailbox Money. He breaks down what assets really are and what tangible assets are and how their use can mean in 10, 20 or even 30 years later and how they will affect your own legacy after you are gone. I would really recommend you take the time to read this book even if you believe real-estate is not for you because the concepts and ideas inside will help you understand your financial future can look like outside of real-estate.

Debbiereadsbook (1487 KP) rated Hawk's Spell (The Swamp Witch #3) in Books
Feb 6, 2018
I was ENJOYING this one far more than the other two. I WAS enjoying it. I thought, okay, this is just going to be Hawk in the first and everyone else in the third.
And then!! We get Hawk's children having a say, in the first, with no warning who was speaking, we get the vampire having a say, in the first with no warning, and even the dead wife has a say, in the first WITH NO BLOODY WARNING!!
This book was shaping up to be the best of the three, but really, it's going to bear the brunt of my frustration! I fail to see how this issue wasn't picked up by other reviewers.
I've read some reviews, AFTER I finished, and it has some amazing 5 star ratings. But when an author drives me NUTS because they can't type a single name at the head of a chapter to let us know who is speaking?? I can't rate a book so highly. I actually read a couple of chapters, without realizing WHO was speaking, til the very end!
The children, The Balance fulfill their destiny here, going their separate ways and one becoming good, and the other evil. I fail to see how the all seeing Swamp Witch didn't know about Lynne cavern under her house. Because, you know, she is ALL SEEING, ALL KNOWING, it says so in the book!
I'm sorry, I really am, I just could not enjoy this as much as I wanted to. BUT I did finish it, and for THAT reason, and that reason ALONE....
3 stars
**same worded review will appear elsewhere**

ClareR (5955 KP) rated Red Clocks in Books
Mar 18, 2018 (Updated Mar 18, 2018)
I loved the flow of the language in this novel, I loved the personalities of the characters who were shown to be both loving and spiteful, selfish and generous and strong and weak. Finally, I loved how Zumas has chosen a topic that is all too current in her own country and many others around the world. This is a great book, and I wouldn't be at all surprised if it won awards. It has been criticised for riding on the coat tails of The Handmaids Tale, but I really don't think that this is the case. It is a great piece of work in its own right. This is a topic, though, that is very much on people's minds. And rightly so.
I've seen some very mixed reviews about this novel: it seems to attract extremes of hatred/ love, and I'm not overly surprised. I think the best thing to do, is to probably go and read it!
Many thanks to Netgalley and the publisher, Little, Brown and Company for the opportunity to read this!

Sarah (7800 KP) rated Normal People in Books
Jan 9, 2019 (Updated Jan 9, 2019)
It’s just a normal romance between two teenagers in Ireland, whose stories and family lives aren’t anything exceptional and are no doubt similar to many others, yet Sally Rooney has turned this into an adorable and un-putdownable read. There’s something so sweet and yet bleak and dark about this story that I really struggled to put it down. The central characters of Connell and Marianne are well developed yet flawed, and I’m sure many people could relate to them. I really enjoyed the twists and turns and changes in their relationship as the story progressed. The book itself is for the most part well written. It has a good structure and I liked how each chapter skips ahead a few months. My only issue with the writing is that I dislike how the dialogue hasn’t been separated out from the rest of the narrative. Since when is it acceptable to not separate dialogue and conversation between characters using speech marks etc? It made reading some of the conversation a little difficult at times. I’m not sure why books that tend to win awards and accolades do so by having questionable punctuation and prose... I’m also not too sure about the ending. It was unsatisfying and felt like the characters were never going to change or advance. But despite this, I really did think this was a great book.

Eleanor (1463 KP) rated Between the Stops: The View of My Life from the Top of the Number 12 Bus in Books
Nov 17, 2019
Each chapter roughly focuses on an area on the number 12 bus route but from there we jump almost in each paragraph between historical facts, recollections, and observations. It fails to develop any flow and where we do get some lovely passages of insight into Sandi’s fascinating life and experiences we are drawn all too quickly out of the experience to find out what used to be sold in this particular part of London in the dim and distant past, or what terrible bus habit another passenger may be exhibiting.
This book just was too all over the place as a sit down read, it would make a great addition to any toilet library though (and I truly mean that in the nicest way) as all the little titbits of facts and anecdotes are individually interesting they just don’t seem to flow together. I could easily read a more standard memoir from the ever amazing and inspiring Sandi based on the passages in this book that focused on her. Equally, I could read a book on the neglected women through history written by her or a general history of London but changing focus every paragraph or so was not for me.
Many thanks to the author, publisher, and Netgalley for the ARC in return for an honest review.

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