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The Telegraph have chosen personal finance apps they think can help you manage your finances better.


Monese

Monese

Finance

(0 Ratings) Rate It

App

The Instant Account For Mobile People. Monese is the mobile app alternative to a traditional bank. ...

Money Dashboard Budget Planner

Money Dashboard Budget Planner

Finance

(0 Ratings) Rate It

App Watch

Money Dashboard helps you save money, budget more effectively, and make better financial decisions....


finance
LastPass Password Manager

LastPass Password Manager

Productivity and Utilities

(0 Ratings) Rate It

App

LastPass simplifies your digital life. From your LastPass Vault, you can store passwords and logins,...

Squirrel - Manage Your Money

Squirrel - Manage Your Money

Finance

(0 Ratings) Rate It

App

“Simple saving, budgeting and bill management tools”- Financial times “A new way to manage...


finance
     
Video

Money Dashboard budgeting app for Android

UK budgeting tool meets personal finance planner...like mint.com but came out before and is only available in the UK right now. Now you can stay in control of your money, free and easily managed from our Money Dashboard app on your smart phone.

  
Stan & Ollie (2018)
Stan & Ollie (2018)
2018 | Biography, Comedy, Drama
Surely-long-overdue Laurel and Hardy bio-pic focuses on their tour of British and Irish music halls in the early 50s, presumably because this is a low-ish budget British film. A sixty-something Stan and Ollie have to try and persuade the world they haven't died or retired just yet while waiting for the finance on a new movie to come together and coping with some long-standing tensions in their relationship.

Movie does a pretty good job of balancing what you'd expect from a L&H movie (timeless slapstick, perfectly performed) with less obvious and more dramatic material (some of the boys' personal foibles, amongst other things). The thing it does better than any other movie I can think of is capture the feeling of what it's like to be in a successful double act, and all the positives and negatives that go with it. Very good performances from Reilly and Coogan, clearly made with affection and skill; well worth watching.
  
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Jade (8 KP) rated Moneybox in Apps

Aug 29, 2018  
Moneybox
Moneybox
Finance
8
8.0 (1 Ratings)
App Rating
Modern (3 more)
Easy
Excellent Platform
Informational
Non-Historic (0 more)
Easy Savings
Moneybox is an extremely useful personal financial app focusing on investment. Any finance and savings 'expert' article always seems to start with the phrase 'save first and spend layer's - Moneybox adopts this method making it easier for the user to do this.

Each week, money is taken from my account and invested into a Stocks and Shares ISA where I can watch my savings grow. Not only this, you have the opportunity to purchase from your invested companies with special discount codes.

With any investment: there is always a risk. However, after a little bit of perseverance and some tweaks in investment percentages I'm now able to see a modest profit which will hopefully carry on.

Moneybox also offers different 'investment boosts'. Alongside your weekly investment amount you can also increase your investment on payday or round up your spending to the nearest pound to add this to your pot, too.

I've only had a positive experience with Moneybox up to now and I hope that this will continue. It's allowed me to set up a little personal savings pot with minimal effort. In my mid-twenties, if I ever make an investment loss, I'm happy to say that it would've been spent on something ridiculous anyway.
  
The Escape Room
The Escape Room
Megan Goldin | 2019 | Crime, Thriller
8
9.0 (2 Ratings)
Book Rating
This was a really fun, bizarre read that I very much enjoyed. I had no idea where it was going for much of the book, but that was totally okay. It's told in very short, quick alternating chapters between members of our elevator group and then Sara Hall herself, back when she was alive and well and working at the firm. The result is a fast-paced read, as you wonder what on earth happened to Sara, whom actually seems like a human being compared to the four others. Our four trapped analysts, however, range across various levels of despicable--liars and cheaters all devoted to making money at any cost.

Truth be told, you can only feel so sorry for them to be trapped in this elevator in the dark, at the mercy of a screen doling out clues. Once in the dark, they turn violent at times: empowered against their boss, Vincent. You realize that they've sacrificed so much for their company that they basically have nothing left on the personal front.

It's a fascinating, gripping tale of what people will do to succeed, for revenge, and what they'll do when pushed to the brink. It's a really fast read. Is it a plausible story? Probably not. Is it fun, enjoyable, and full of twists and turns? Oh yeah. I could see this one as a movie, for sure. Definitely just a thrilling read to get lost in a for a couple of hours, especially if you enjoy the dark and twisted world of finance. 4+ stars!
  
Equity (2016)
Equity (2016)
2016 | Drama
8
8.0 (1 Ratings)
Movie Rating
Today’s movie for your consideration is from the same selection of films you’d find ‘The Boiler Room’ with only this one is far more ‘reality based’. A financial thriller depicting the cutthroat and take-no-prisoners world of investment banking and Wall Street. ‘Equity’ is directed by Meera Menon and written by Sarah Megan Thomas, Alysia Renier, and Amy Fox. The film centers on investment banker, Naomi Bishop who is attempting to put together one of the biggest deals in her life and Wall Street history after her first ‘failure’, while combating rivals in and outside her own company, across gender lines, and a federal investigation focusing on someone she knows intimately … Or so she thinks.

 

‘Equity’ appeared in competition at the 2016 Sundance Film Festival and stars Anna Gunn, Sarah Megan Thomas, Alysia Renier, James Purefoy, Sophie Von Haselburg, Margret Colin, Lee Tergesen, and Craig Bierko.

 

Investment banker Naomi Bishop (Anna Gunn) was one of the most successful investment bankers on Wall Street. She was unstoppable. Until she lost her first deal. Well into her career, she is striving to keep her reputation intact as a ‘rain maker’. The one in her company that secures the deal every time and brings record profits for her company in the process. In jeopardy of missing out on a promotion, she pours all her effort into her latest deal and in the process passes over her assistant Erin Manning (Sarah Megan Thomas) for a promotion. An eager young woman with a new husband and a baby on the way, Erin also strives to break through the ‘gender lines’ that still exist and make her on mark on Wall Street. At the same time Samantha (Alysia Reiner), an investigator who has recently made the jump from investigating federal drug cases to white collar crime, is looking into the activities of investment banker Micheal Connor (James Purefoy). Who may or may not be with the same firm as Naomi Bishop and also Naomi’s significant other . Bishop soon discovers the tangled web centering on this latest deal and soon realizes that not only might she have been betrayed, but it might have been from more than one of the people she ‘almost trusts’.

 

I found this film to be very much an example of the chaos in the world of finance as well as the personal lives that people in this field may or may not have and the dangers posed when you become friends or close to others in said field. A great deal, no pun intended, hinges on this world. The ‘average person’s’ future can be decided here and they have absolutely no control over it and all the while you have these folks bickering amongst themselves and scrambling for every dollar. Sometimes breaking the law in the process and sometimes with no regard as to whether it affects those closest to them. It is indeed chaos in a purer form with no ‘happy ending’ and no ‘bad ending’. It’s a multi-billion dollar game of musical chairs with chairs and people being removed.

 

The film is ‘realistic’. As far as what we, outside that world, see it as. It’s all a numbers game with the potential for great profit or great lose to them. Your friends and those you trust will turn on you like that. They care about the money and the next big deal. People just fall by the waist side. It’s a rather refreshing take on ‘greed and ambition’. I give this film 4 out of 5 stars.
  
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Gareth von Kallenbach (980 KP) rated the PlayStation 4 version of Jurassic World Evolution in Video Games

Aug 14, 2019  
Jurassic World Evolution
Jurassic World Evolution
2018 | Simulation
People are fickle creatures by nature. They say they want to experience a time when dinosaurs roamed the earth and then they suddenly abandon you when they decide your park is too dangerous. So what if a few people got eaten when my cash flow dried up and my Ceratosaurus had no choice but to break free of its enclosure and snack on a few visitors. Is that really a reason to decide my park isn’t worth visiting any longer? I think not. That is just how things are when you are trying to build a combination of zoo and theme park in Frontier Developments’ latest park simulator game Jurassic World Evolution.

As a kid I used to spend time with my older sister playing dinosaur hunter with my old View-Master and some 3D slides of dinosaurs. We’d pretend that we had gone back in time to an age where dinosaurs walked the earth. As I got older, and technology improved dramatically, I had the opportunity to experience Jurassic Park when it was first released on the big screen and my simple exploration dream turned into a dream of what it would be like to experience this in real life. While dinosaur cloning hasn’t become an actual thing…yet, Jurassic World Evolution introduces you to a world of fossil digging, dinosaur incubating and park managing.

At it’s core, Jurassic World Evolution is a theme park management sim. It’s much less complex than Frontier’s other theme park sim, Planet Coaster, and of course brings with it the main draw of “living” dinosaurs. There are three major departments that you are trying to appease as you bring your park to life, Entertainment, Science and Security. As you play through the initial campaign, you will be given tasks from each department who are all trying to further their own agendas. Entertainment is focused on adding attractions, bringing people into your parks, and ensuring your profit margin is as high as possible. Science is focused on furthering the study of the dinosaurs, ensuring their survivability and tracking down and bringing to life numerous other species from around the globe. Finally, Security is trying to ensure that should a disaster strike, the proper fail-safes are in place to minimize the impact to the visitors and the park. While satisfying all three of these factions is the best way to make money and make your park a success, the tasks you do will impact your reputation with one department as you satisfy the requests of the others. It becomes a balancing act between ensuring each faction is as loyal and happy as possible (to avoid sabotage and espionage) and making enough money to ensure your park continues to function.

You begin the game with a sizable amount of money that you use to build your park and send teams on archeological digs around the world to unearth dinosaur fossils. The teams then bring back the fossils for you to practice your dinosaur cloning skills. Successful dinosaur cloning will result in absolutely breath-takingly detailed dinosaurs being added to your park. It’s up to you to ensure that the dinosaur enclosures are well suited and comfortable for the individual species of dinosaurs that will live in them. Each dinosaur has a specific set of traits that determine its’ comfort level. Some dinosaurs need grassland to run around in, while others are social creatures that don’t do well in solitary confinement. If your dinosaur’s comfort decreases below 50% they will attempt to break free of their enclosures and find what makes them happy and sometimes snacking on fear-stricken patrons is what they seek. So, keeping their comfort levels high is one key to avoiding major catastrophes in your park. After all, a happy dinosaur is one that is less likely to attempt an escape and snack on your paying patrons.

Ensuring your guest are happy and spending money is another key to running a successful park. Adding buildings and attractions for your guests to spend money on increases the rating of your park and adds additional cash flow. You will need all the cash you can get to keep things running smoothly and to prevent “accidents” from occurring. You will also need cash flow to research building improvements, finance other archeological digs, and ultimately continue to grow your park into what you had always envisioned it could be.

Graphically Jurassic World Evolution is absolutely stunning. The dinosaur models are gorgeous, and the weather effects (particularly when it’s raining) take on a near photo-realistic quality. This is easily one of the best-looking games available in this genre. When you aren’t busy managing the park, you’ll have the opportunity to pilot a helicopter and chase down escaped dinosaurs with your handy tranquilizer gun. You will also be given tasks where you will drive a Jeep through your park to do things such as replenish feeders or take pictures of your creations. The ability to traverse your park and get up close and personal with everything you have created is a real joy. As you progress, you can also unlock additional islands for you to create parks on and each island has its own unique challenges and adventures.

No game is perfect however, and Jurassic World Evolution certainly has a few issues. One of the more annoying issues I encountered is that some quests you are given are ones that you had already completed. Instead of the game recognizing I had already completed the quest, I had to redo what had already been done for the quest to continue. In the early stages of the game when you are asked to incubate a specific expensive breed of dinosaur when you have already done so (and it will cost you more than you can really afford to spend) it can get annoying fast. Some folks might also get tired of some of the more monotonous areas of the game, as flying a helicopter to tranquilize an escaped dinosaur the first dozen times you do it is exhilarating, but after that it can start to get a little stale. Additionally, there are some tasks that simply take time to complete such as waiting for a specific type of dinosaur to finish incubating before moving on to the next phase of the mission. As stated above there are ways to help pass the time (drive a Jeep and take some pictures for example), but an option to speed up the time just a bit would have been a real benefit. All-in-all though, these are pretty minor issues I had with an overall amazing game.

The developer Frontier is known for regularly updating their other games, including free (and paid) releases. While I think this game launches with an already incredible amount of variety, I suspect that Frontier will continue to add additional content and dinosaurs to the game. Considering the game launched without mod support (and whether mods will be supported in the future is still unclear) it’s important to have a developer who will continue to update the game and keep things fresh. This is an area that I believe Frontier will do an amazing job.

Jurassic World Evolution isn’t the perfect theme park simulation, but it’s pretty darn close. If you enjoy theme park simulators but have been intimidated by others on the market, you certainly should give this game a try. If you love dinosaurs or ever dreamed of owning your own Jurassic Park someday then this game is an absolute no brainer purchase. I was excited when I got my hands on it at E3, and the final release lived up to all my expectations and more. It’s truly an incredible game in one of this generations most beloved franchises. So, jump in the Jeep and “Welcome to Jurassic Park” (cue the Jurassic Park theme song).

What I liked: Stunning graphics, Accessible theme park management, Huge variety of dinosaurs

What I liked less: Some missions needing to be repeated for no reason